About Carl Emerick, CFP®, CPA, MS
Carl's Bio
Carl was born and raised in the Pittsburgh area and graduated from Peters Township High School in 1982. He went on to earn an accounting degree from Geneva College (Beaver Falls, PA) in 1986, then immediately began his financial career with a large life insurance and financial services company in Washington DC, working in various capacities in the accounting, tax, and cash management areas.
In 1998, in order to work more directly with individuals and families who needed financial guidance, he joined a large fee-only wealth management firm located in the DC area as a financial planner. After several years there and advancing to the position of manager of the regional financial planning department, Carl went on to join a Northern Virginia based financial planning and investment management firm. He served a broad range of clients there, assisting them with their financial planning and investment management needs.
Carl and his family moved back to the Pittsburgh area in 2015, where he is continuing to provide thorough, objective financial advice to individuals and families. In considering how to best serve people from all walks of life, Carl felt called to found Emerick Financial Planning, LLC, an hourly, Fee-Only financial planning firm that has no investment or income minimums. His goal is to offer his clients the same level of professional expertise, training, experience, and personal attention that his high net worth clients received at his former firms.
Emerick Financial Planning
Emerick Financial Planning is a Fee-Only firm, and has been since its founding in 2015. We are paid directly by our clients for our services, much like a doctor, attorney, or accountant. This is our only source of income. We receive no compensation, commissions, fee splits, or any other financial incentives from brokerages, banks, insurance companies or financial service providers. Our advice is free from the influence that such outside compensation may induce.
Our fees are hourly or project based. You only pay for the time we spend meeting with you, analyzing your information, and providing the results of our planning. In many cases, after determining the extent of a client’s planning needs, we will quote a fixed fee to complete the requested service. In other cases, where the amount of time needed is difficult to project, we may simply track our time and bill per hour. Of course we would provide a time estimate and touch base with you as we go so there are no surprises. Our fees typically range from a few hundred dollars for a limited financial issue to several thousand dollars for a complex, broad-based financial plan.
Please contact us if you would like to schedule a time for us to talk further.
About Emerick Financial Planning Services
